8 TIPS To Create a Perfect Wedding Budget 2019【Wedding Budget Worksheet】


wedding budget worksheetWays to propose”,“Love Vows”…you may find these topics interesting, exciting or romantic…

How about “wedding budget”?

I beg your face fell when you think of anything about this.

But let’s face it, from the wedding dress to the reception, your wedding budget affects all of your wedding choices. (Except who you choose to marry)

The most scary part?

There are full of overspending example on media that scared you and makes you totally at loss for the budget.

Actually, no matter your budget is $100,000 or $1,000,000…

…the most important thing is to get everything well-organized.

How to distribute? How to spend? How to control the expenses? And how to stop overspending?

And, INES WEDDINGS is here to provide you 8 tips to plan your dream wedding on a budget!

1. Do the research first!

“How much does a wedding cost?”

wedding budget percentagesThere’s no model answer for this question.

The cost of a wedding depends on various factors, including the style, location and date of the wedding.

The first step you should take is to do research on different costs in each area to make sure you know about the cost range.

For example: the price of different packages of wedding dress, different venues of reception or different wedding bouquets/accessories etc.

Always pay attention to what resources you are looking at…

…never create your budget plan based on those “average prices” or “cheapest prices” that magazines give you.


Because those “average prices” or “lowest prices” are just the marketing strategy and always have a huge difference with the actual prices.

If you can’t find the “cheapest price” at the end as the magazine said, you will have your budget burst.

On the contrary, you should concentrate on researching the prices provided by the suppliers.

And if you are getting the information from the internet (like the suppliers’ website), you should adjust the prices and build your own list yourself.

For example, if the market value is $10,000, you should mark down as $10,000 – $12,000.

By researching these costs you will then turn your fantasy wedding into some realistic ideas and to get well prepared for creating a wedding budget!

2. Set and distribute your budget

Having your research done you can now start setting your budget:

  1. What kind of wedding do you want?
  2. How much you want to spend?
  3. How much money you have on hand?

wedding budget calculatorIf you already have your answer, you should know how much you can afford now.

Once you are clear about how much you can afford…

…you can based on the list you created to decide what style of wedding and details you are going to have.

So, how to distribute the wedding budget percentages?

Generally, it is recommended to designate 40-50% of your budget for your reception(including the venue, food and drink costs)…

… and leave the rest of 50-60% to cover everything else. (i.e. wedding dress, decoration, photography)

When you are bringing the items into your list, you should first compare your budget with the price list and then eliminate those items which are exceeding the budget to prevent overspending.

However, we know it is really hard for you to choose which items to bring into your wedding as you may want to have everything…

…who doesn’t?

Well, honestly, even if you have enough budget for everything… you might still don’t know how to prorate.

So… how to choose wisely?

Just keep reading!

3. Be realistic about your goals

No matter your budget is $100,000, $500,000 or $1,000,000…

… it’s necessary for you to be realistic about your goals as it helps to stop that budget from creeping upwards.

But, what is “realistic”?

Being realistic means the goals you set must be the goals you can achieve.

average wedding budgetWant that amazing designer dress?

Or that rose gold leaf cake?

How about not buying a tux but rent one? (You can check this out suit and tuxedo rentals page)

ONLY do it if it’s in your budget.

But if it’s not, it’s not worth the candle.

It’s okay to sacrifice to have a splurge in one area, like having a delicate wedding bouquet, but if everything is a splurge…

It goes without saying.

Therefore when you are setting your goals…make sure it is realistic and hold fast to it!

4. Prioritize your wants

A limited budget cannot fulfil your infinite wants.

Rather than distribute the budget averagely to get everything in the cheapest price…

… better to use the method below to make the wedding with a high cost performance ratio.

When you make a wedding budget breakdown, write down what is the most important to you in order.  (Excluding those necessary items i.e. celebrant service, marriage license)

Pay attention: “the MOST important”.

It can’t be everything, you should only list one as it.

After prioritizing you can start to choose from the list.

For example:

Started with: Venue decoration, Wedding banquet, Wedding Design

Ended with: Overseas Pre Wedding Photoshoot, 4 Tier wedding cake, Live performance

The budget of the last few items can got cut so you can put more money into your top few items.

For example you can have your pre wedding photoshoot in local instead of overseas, have a simple wedding cake instead of a 4 tier one, and simply give up the live performance.

That can make those important wedding details perfect without overspending!

5. Think and compare carefully about the cost of each choices:”Is DIY REALLY cheaper?”

sample wedding budgetMany of you will come up with some thought that are not absolutely right when you are distributing the budget.

The most common one is:

“DIY is cheaper.”

“A penny saved is a penny earned.”

“DIY” has been listed in almost every “Ways to Save Money on Your Wedding”… DIY decor or flowers or other areas.

But actually DIY isn’t always cheaper than buying.

You should consider really carefully that…

…Are you confident to make yourself satisfied with that DIY things?

Take the wedding corsages as an example…

You decided to design and make it by yourself so you can save the money from hiring a decorator.

But you may have chosen the inappropriate material that will have a bad effect to the spot…

Or you may have to re-create it again and again to make yourself satisfied.

All these factors can increase the cost of materials and leads to budget deficit.

After careful consideration of the factors, you may find that DIY isn’t cheaper or even more expensive than to have a decorator provided for you.

Plus, time is money.

So before you decided to DIY, think carefully about the factors and compare the cost-effectiveness of each choices in order to avoid overspending!

6. Look out for those hidden fees

wedding budget checklistMany couples ignored those hidden fees when they are filling the checklist…

And that’s caused the budget deficit.

No matter it is the items that the packages not included, or it is the DIY replacement or decor, you should have all these listed into your budget list.

For example most overseas pre wedding photoshoot packages don’t include wedding dress, decor(like wedding bouquet) and flight & hotel.

You should include all these on the list and set a budget for it.

Never ignore any of it even if it looks like it doesn’t cost much, like a DIY bouquet.

Because these hidden fees probably is the main reason that leads to an overspending.

To put all the expenses that can be expected into the budget list can keep you in mind that how much you are going to spend actually…

…and so you won’t overspend without noticing!

7. 10-20% Contingency Budget

You should always prepare for the worst as inevitably the final expenses may end up higher than your budget.

The expected price is based on the research so that there’s a chance that the actual prices will be higher than the expected prices.

Plus, something might come up that you didn’t planned for.

In order to avoid budget deficit because of these factors, you should leave 10% of your total budget for contingency use.

Say, if your average wedding budget is $500,000, you should prepare $550,000.

If you can only prepare $500,000, you should adjust your budget to $450,000.

Of course it will be better for you to have more contingency budget, like 20% of it if your financial situation allowed you to.

8. Prepare a wedding budget worksheet

There are loads of things you have to prepare for your wedding and there is high possibility of changes in every details too…

Therefore, a wedding budget worksheet that act as a calculator to help you calculate the cost automatic whenever there are changes is imperative.

It not only can save your time, but also to avoid making mistakes in calculation.

And we guess what…

…INES WEDDINGS has prepared a default budget worksheet for you.

You can adjust the checklist inside of it to make it suits your need!

<<Download Here>>

Plan your perfect wedding as early as possible

wedding budget breakdownHolding a wedding banquet can be cheap or can be expensive, some of the couples even choose to have “naked marriage“…

After all, the success of your marriage is never depended on how much your wedding costs or how glorious it is.

However, if you desired to have a wedding banquet, you do want to strive to make it perfect and leave no regrets behind.

And, to make your wedding perfect, you better start planning as early as you can.

Remember, if your big day is in an auspicious date or special festival…

… it is better to make appointment at least 8 months earlier with the wedding company and suppliers.

As for the reception(such as Chinese wedding dinner), you have to make reservation at least a year before the day.

Of course… the tips and the sample of wedding budget above are not aims to hold  “the Cheapest Wedding”…

…But to help you be well-prepared in every aspects(mentally and physically) so that you can put more effort into planning the wedding in a right way and make it perfect!

Want a better wedding budget with professional opinions? 

Contact INES WEDDINGS now!


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